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Finances Making your dream home a reality Buying a home is a big decision – whether it’s your first home or your forever home. There’s a lot more to the home-buying process than searching online for the perfect listing that checks all the boxes. The key is being able to shop with both your heart and your head, and knowing how to […]
Finances Home evaluations in a hot market The past year has seen unprecedented price increases fueled by short supply and low interest rates and many buyers. There is a belief that the housing market will continue to appreciate at these rates turning the housing market into an investment platform to build wealth rather than simply finding a place to live. Many of […]
General How do real estate agents get paid? There seems to be a lot of confusion and misinformation out there around how a real estate agent is paid. Hopefully this blog post will clear that up.   First off, real estate agents are 100% commission based. They do not get a salary or a weekly pay cheque. The only time they are paid […]
Finances Deposit vs Down Payment The deposit is different from a down payment. Often buyers get these two items mixed up or confused. A down payment is at least 5% of the purchase price, sometimes 20% or more depending on how you want the transaction to go and if you want or need to pay for mortgage insurance. The down […]
Buyers Canadian Mortgage App Before you start looking to buy a home, it is best to have your finances in order so you know the price range to look in. A pre-approval with your mortgage agent is always a good idea. If you want to know what your monthly costs, land transfer fees, rebates and closing costs might be, […]
Buyers Is Co-Owning a home an option for you? The price of owning a home is quickly becoming out of reach for many living in Ontario. In just one year, prices have increased over 20% and the pressure for increases is still on. Depending on who you follow or what article you read, the market is either going to crash hard or not at […]
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